Medicare Supplement Plan F

Medigap Plan F features the most coverage available of the offered Medicare Supplements.


Plan F covers the following at 100% with the exception of the foreign travel emergency benefit:

  • Original Medicare Part A’s deductible
  • Part B deductible
  • Part B excess charges
  • Part A coinsurance and hospital costs up to an additional 365 days after Medicare’s benefits are all used up
  • Part B coinsurance or copayments
  • First three pints of blood used in an approved medical procedure
  • Skilled nursing facility coinsurance
  • 80% of a foreign travel emergency (up to plan limits)

Because of how much Plan F covers, it has become the most popular plan with close to 50% of clients choosing Plan F for their supplement coverage.


Currently, the only Medicare clients that still have an option to choose Plan F are those who were eligible for Medicare prior to January 1, 2020.


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